Insurance and Savings not only provide a legacy and security, they tell our family “I love you” even after we are gone.
Terry Walters has been in the financial services industry since 2001. Terry brings the financial concepts that the wealthy use to the Middle American. From investment properties to retirement portfolios, his vast experience has weathered different economic climates and he has helped his clients thrive.
With over 1500 clients helped, Terry Walters understands the needs of the American family when it comes to planning for a mortgage, insurance needs, retirement planning, tax free savings, estate planning, e-commerce, credit reparation, and a list of other financial resources. From being a private consultant, to running a successful mortgage loan business, Terry Walters understands the needs of the community of all walks of life and economic statuses. His mission is to help people improve their financial literacy and gain clarity of their financial goals while building lasting relationships with his clients.
A Texan since 1989, born and raised in Illinois, Terry loves to travel, spending time with family, experimenting with his new barbeque grill, and occasionally dancing to the beat of some good music with his wife.
As a stepfather of two beautiful young adults, he spends as much time as he can offering guidance and advice as they enter their independent lives. Developing his stepchildren to become well rounded citizens is a priority. He loves to discuss the latest college class topics and hear what is taught these days. His therapeutic activities include relaxing on the beach, lifting weights, reading and traveling. He is passionate about financial security and at any opportunity he can, he shows his stepchildren the power of what it is to run a business and control your time. He shares his life with his beautiful wife Francine Carrio-Walters.
Francine Carrio-Walters was an educator for over 21 years. In 2022 she joined Terry’s team to help bring financial literacy to middle America in wealth accumulation strategies and in establishing generational wealth. Francine brings her experience in education to teach strategies that the wealthy have used since 1904 to accumulate more and to build a legacy for generations to come.
A Texas A&M graduate, and native Texan from Mexican descent, Francine is new to the industry but because of her Aggie education, hard work ethic and 21 years of experience in education, she takes pride in providing her clients with financial literacy in solutions tailored to their needs. Case designing plans for clients to make sure their current wealth accumulation strategies are in alignment with their retirement goals is a priority. Providing education on the living benefits of life insurance and its versatility in retirement planning will ensure a lifelong relationship with her clients. She prides herself in offering clients a variety of ways to protect their assets and accumulate more. Honesty, integrity, and consistency are what you will receive from the Walters’ team.
Francine loves to travel, read on a broad range of topics, spend time relaxing on the beach, and dancing every opportunity she gets with her husband and friends.
As a mother of two beautiful young adults, she spends as much time as she can with them when they aren’t too busy. She loves learning about the latest social media topics of discussion and what is new in their lives. They are great at keeping her updated in what is going on in their world.
When not meeting with a client, volunteering at a community event or spending time with family her therapeutic activities include cooking, lounging in the pool, and weightlifting. She is passionate about financial freedom and takes advantage of every opportunity she can, to show her children how to align their actions with their goals.
Credibility and comfort in working with an individual is important. As such, I have provided you with the state website.
Click HERE to search for my license, a picture of my license, and lastly some testimonials of individuals who have worked directly with me. Feel free to also follow me on Facebook, Instagram, and LinkedIn.
Click HERE for Terry’s License
Click HERE for Francine’s License